Empower your customers to pay over time while you close more deals — from healthcare to home upgrades and beyond.
How we integrate with your core system
Your customers come from all walks of life, and Flex helps you serve them all. From prime borrowers to customers rebuilding their credit, Flex connects your customers to a broad network of lenders offering the right financing solutions—instantly.
With one simple application, Flex matches your customers to offers from:
Customers complete one application, which is reviewed across multiple lending programs to identify the best approval options based on their credit profile and project details.
Financing is underwritten by Flex’s network of lending partners using primarily unsecured loan programs, with automated decisioning and lender review when needed.
All applications begin with a soft credit pull. A hard credit pull may only occur if the customer chooses to proceed with a final loan offer.
Funds are paid directly to the contractor, not the customer. Depending on the program, funding may occur upfront or in stages as the project progresses.
There are no monthly platform fees. Program terms, availability, and costs vary by lender and are fully disclosed.
Since Flex serves the full credit spectrum, many qualified applicants do not need to provide any additional stipulations.
Stipulations may be required for certain subprime approvals and are typically minimal. These may include, but are not limited to:
A valid government-issued ID (such as a driver’s license)
Uploading the project proposal or signed agreement
In rare cases where the system cannot verify at least 60% of stated income, lenders may request proof of income to complete the approval.
