Offer homeowners affordable, flexible financing that removes upfront cost barriers—helping you close more projects and increase average job size.
SwipeUp Flex works with 20+ lenders to help maximize approval opportunities for every application.
Optional programs designed to support
additional customer scenarios and project types.
Financing options for customers with even lower credit profiles
Solutions for customers with limited or no established credit history. HVAC & Water Heater Only.
Promotional financing options to help close more price-sensitive deals.
Get quick approval decisions without impacting your customer’s credit score.
Competitive interest rates designed to make projects more affordable.
Extended repayment options that help lower monthly payments.
Flexible funding amounts based on the selected financing program.
Offer promotional financing options to help close more deals.
Financing options designed for customers with lower credit profiles.
Share a branded application link on your website, via text, or with estimates.
Receive a portion of funds upfront, with the remaining balance released upon project completion.
Need funds now? Choose instant payouts for same dame deposit
Round-the-clock live chat support for you and your customers.
Financing options available for eligible renters and non-property owners.
No setup costs, subscriptions, or ongoing platform fees.
Customers complete one application, which is reviewed across multiple lending programs to identify the best approval options based on their credit profile and project details.
Financing is underwritten by Flex’s network of lending partners using primarily unsecured loan programs, with automated decisioning and lender review when needed.
All applications begin with a soft credit pull. A hard credit pull may only occur if the customer chooses to proceed with a final loan offer.
Funds are paid directly to the contractor, not the customer. Depending on the program, funding may occur upfront or in stages as the project progresses.
There are no monthly platform fees. Program terms, availability, and costs vary by lender and are fully disclosed.
Since Flex serves the full credit spectrum, many qualified applicants do not need to provide any additional stipulations.
Stipulations may be required for certain subprime approvals and are typically minimal. These may include, but are not limited to:
A valid government-issued ID (such as a driver’s license)
Uploading the project proposal or signed agreement
In rare cases where the system cannot verify at least 60% of stated income, lenders may request proof of income to complete the approval.
